ABOUT excess protection

Although our car insurance comes loaded with benefits, even the most high-spec policies could do with a few bolt-ons to make your life a whole lot easier, put your mind at ease and potentially save you money should you have a claim.

If you buy your car insurance via Sure Thing! you'll be able to add Excess Protection which enables you to claim your excess back following the settlement of a claim

The policy is arranged and claims administered by Business & Domestic Insurance Services.


  • Claim back your excess following settlement of a car insurance claim - from fire, theft, vandalism or a claim that was your fault.
  • If you can't claim your excess back from a third party within 6 month, use Excess Protection to reimburse you
  • 3 levels of cover of available

Do note that policy terms, conditions and qualifying criteria apply.